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Microfinance Inclusion Solution

Microfinance is the provision of financial services to those who are excluded from conventional commercial financial services since most are too poor to offer much - or anything - in the way of collateral. It presents a series of exciting possibilities for extending markets, reducing poverty and fostering social change.
Techno Brain’s Microfinance Software has modules to take care of a broad range of financial services such as deposits, loans, payment services, money transfers, business opportunity creation, early warning systems and insurance Our solution additionally handles funding as well as the business field where the fund is lent / invested and provides a business specific work flow process for effective execution and monitoring.
Techno Brain’s solution has modules to take care of microfinance for Agriculture, fisheries, small scale retailers, distributors, common laborers, small scale employment, education, construction and production etc. Our solution has integrated modules such as Savings management, Insurance management, emergency management, small enterprise networking, B2B and B2C networking. This suite has an elaborate data mining and econometrics tool which can effectively increase the member’s status and success rate.
Techno Brain has a proven methodology for delivering successful technology solutions for our customers. Our ability to map our process to client needs ensures that we not only provide superior implementations, but also enable swift knowledge transfer to client staff members.

Modules / Sub solutions

Techno Brain’s Microfinance solution is a set of programs that expands functionality in microfinance and SME lending. The solution is robust and scalable allowing customers to start small, yet ready to grow exponentially as the business expands. Our solution for Microfinance and Community Banking functionality comprises:

• Group lending
• Exception based payments
• Contract based and account based lending
• Flat lending methodology
• A rich CIF for individuals, groups, non-individual entities
• Product criteria validation against CIF to control loan targeting
• Management and portfolio reporting based on CGAP recommendations
• Investor funds tracking
• Full credit union functionality

Our IT Solutions - both niche and end-to-end solutions address customer business and technology needs at the strategic and operational levels. This depth, diversity and delivery capability ensures adaptability to client needs, bringing out the most innovative solutions in every business and technology domain. Our expertise is well demonstrated across industry verticals we serve like Education, e-Governance, Financial Services, Insurance, Manufacturing, Retail & Hospitality, Telecom, Travel & Tourism, etc.